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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 706-955-5112.

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Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia
Q 
What is a "smart home"?

A 
A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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Maria Vaill, REALTOR®, real estate agent and broker for Grovetown, Martinez, Evans and Augusta, Georgia home listings, property and land for sale - NUMBER1EXPERT

Maria Vaill
RE/MAX True Advantage

1105 Furys Lane
Martinez GA 30907
Direct Anytime: 706-955-5112
Fax: 706-364-0897
Office: 706-922-9292
mvaill@remax.net

I approach each of my client’s moves with an unshakable determination allowing them to relax while I handle every detail of their investment. With a calm demeanor and positive outlook, my goal is to handle every real estate transaction efficiently and successfully.

My standards and business philosophy are simple.

TO ALWAYS...
...Live by the "Get by Giving" philosophy
...Make my clients #1 goal, my #1 goal
...Be willing to work toward a common good
...Do what I say I'll do, Sometimes more, Just Never Less


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