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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 706-955-5112.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"We need more people like you"
"Maria adds something special to this world. She takes time to think of other people's needs first."
Maureen
Read Quote >
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 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?
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| A |
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods. |
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Maria Vaill
RE/MAX True Advantage
1105 Furys Lane
Martinez GA 30907
Direct Anytime: 706-955-5112
Fax: 706-364-0897
Office: 706-922-9292
mvaill@remax.net
I approach each of my client’s moves with an unshakable determination allowing them to relax while I handle every detail of their investment. With a calm demeanor and positive outlook, my goal is to handle every real estate transaction efficiently and successfully.
My standards and business philosophy are simple.
TO ALWAYS...
...Live by the "Get by Giving" philosophy
...Make my clients #1 goal, my #1 goal
...Be willing to work toward a common good
...Do what I say I'll do, Sometimes more, Just Never Less
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NUMBER1EXPERT in real estate for Grovetown, Martinez, Evans and Augusta, Georgia
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