All agents are NOT alike! Find out why I am a top real estate expert. Call me: 706-955-5112.
Sign Up For My eNewsletter, FREE! There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU. Find Out More > View All Offers >
"She made every effort from the first contact" "We are exceptionally please with Maria and how she handled everything from the first day we called her." Clifford Read Quote > View All Quotes >
Compare three mortgages
at one time. Download TripleCalc now. It's free.
Less than FIVE Minutes From Ft. Gordon! Four Bedrooms, two FULL Bathrooms! Columbia County Area. School Districts of Grovetown Elementary, Harlem Middle, and Harlem High
Near Ft. Gordon, and Shopping! This 3 bed, 2.5 bath home is located in a very convinant. Sits on a Cul-de-sac within River Ridge Elementary, Lakeside Middle, and Lakeside High School District!
Listing Agent and Office: Cicely Luis, Century 21 Larry Miller Realty- Evans
3 Bedrooms, 1 FULL Bathroom, 1 Half Bathroom. Located in Augusta, Ga Richmond County. 14 minutes from Ft. Gordon! Within School Districts of Southside Elementary, Sego Middle, and George P Butler High School.
Listing Agent and Office: Cicely Luis, Century 21, Larry Miller Realty
3 Bedrooms, 1 FULL Bathroom, and 1 HALF Bathroom. 1368 Square foot in Richmond County, Not far from the Augusta mall! Within Richmond Academy school district!
2 Bedroom House. GREAT for College Students! Richmond County, A Brian Merry elementary, Tutt Middle School, and Westside High School district. MINUTES TO FT. GORDON! Close to Hospitals, and ASU!
Location: Hephzibah GA, near Ft. Gordon and Plant Vogtle
Type: Single Family Home
Bedrooms: 3
Bathrooms: 2
MLS#: 328302
Listing Agent and Office: Julie Brunkow, Keller Williams Realty Augusta Partners
Miles from Ft. Gordon! 3 bed. 2 bath! All Brick!! In Richmond County within the school Districts of Jamestown Elementary, Morgan Road Middle, and Butler Comp. Highschool!
"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.
Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.
Maria Vaill RE/MAX True Advantage 1105 Furys Lane Martinez GA 30907 Direct Anytime: 706-955-5112 Fax: 706-364-0897 Office: 706-922-9292 mvaill@remax.net
I approach each of my client’s moves with an unshakable determination allowing them to relax while I handle every detail of their investment. With a calm demeanor and positive outlook, my goal is to handle every real estate transaction efficiently and successfully.
My standards and business philosophy are simple.
TO ALWAYS...
...Live by the "Get by Giving" philosophy
...Make my clients #1 goal, my #1 goal
...Be willing to work toward a common good
...Do what I say I'll do, Sometimes more, Just Never Less
www.realestatetogether.com
is brought to you by Maria Vaill
NUMBER1EXPERT in real estate for Grovetown, Martinez, Evans and Augusta, Georgia
- NUMBER1EXPERT 
